Archive
Category: Insurance
City Rates
San Antonio Car Insurance: What Locals Actually Pay
San Antonio car insurance is priced off the same Texas filings as every other city in the state: $1,726.91 a year for full coverage…
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City Rates
Boston Car Insurance: What Locals Actually Pay
Massachusetts drivers averaged $1,326.46 per insured vehicle in 2023 against $1,281.60 nationally, per the NAIC: only 3.5% above the…
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City Rates
Dallas Car Insurance: What Locals Actually Pay
Dallas car insurance runs off the same Texas filings as the rest of the state: $1,726.91 a year for full coverage in 2023, per NAIC…
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City Rates
Newark Car Insurance: What Locals Actually Pay
New Jersey drivers averaged $1,572.86 per insured vehicle in 2023 against $1,281.60 nationally, per the NAIC: 22.7% above the countr…
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City Rates
Fort Worth Car Insurance: What Locals Actually Pay
Fort Worth car insurance is priced off statewide Texas filings: $1,726.91 a year for full coverage in 2023, per NAIC, about $144 a m…
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City Rates
Baltimore Car Insurance: What Locals Actually Pay
Maryland drivers averaged $1,477.34 per insured vehicle in 2023 against $1,281.60 nationally, per the NAIC: 15.3% above the country…
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City Rates
Austin Car Insurance: What Locals Actually Pay
Austin car insurance is priced off statewide Texas filings: $1,726.91 a year for full coverage in 2023, per NAIC, about $144 a month…
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City Rates
Pittsburgh Car Insurance: What Locals Actually Pay
Pennsylvania drivers averaged $1,154.63 per insured vehicle in 2023 against $1,281.60 nationally, per the NAIC: 9.9% below the count…
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City Rates
El Paso Car Insurance: What Locals Actually Pay
El Paso car insurance is priced off statewide Texas filings: $1,726.91 a year for full coverage in 2023, per NAIC, about $144 a mont…
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City Rates
Chicago Car Insurance: What Locals Actually Pay
Chicago car insurance sits inside one of the cheaper big-city states. Illinois drivers spent an average of $1,153.05 per insured veh…
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City Rates
Oklahoma City Car Insurance: What Locals Actually Pay
Oklahoma City car insurance runs on statewide Oklahoma filings: $1,324.69 a year for full coverage in 2023, per NAIC, about $110 a m…
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City Rates
Detroit Car Insurance: What Locals Actually Pay
Detroit car insurance is still expensive, but the gap is closing faster than anywhere else. Michigan drivers averaged $1,443.45 per…
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City Rates
Tulsa Car Insurance: What Locals Actually Pay
Tulsa car insurance is priced off statewide Oklahoma filings: $1,324.69 a year for full coverage in 2023, per NAIC, about $110 a mon…
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City Rates
Columbus Car Insurance: What Locals Actually Pay
Columbus car insurance is cheap by national standards and getting less so. Ohio drivers averaged $947.24 per insured vehicle in 2023…
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City Rates
Kansas City Car Insurance: What Locals Actually Pay
Kansas City car insurance is priced off statewide Missouri filings: $1,322.61 a year for full coverage in 2023, per NAIC, about $110…
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Car Insurance Q&A
Cheapest Cars to Insure in 2026: Full List
The cheapest cars to insure are station wagons, minivans, small and midsize SUVs, and mainstream small sedans with a factory immobil…
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Car Insurance Q&A
Car Insurance Rates by Age: 2026 Tables
Car insurance rates by age follow a U-curve, not a straight line down. Rates fall hardest between 19 and 25, sit flat from about 30…
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Car Insurance Q&A
Do You Need Rental Car Insurance? When to Skip
Do you need rental car insurance? Not if you have full coverage and a card with primary protection: decline all four products and ke…
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Car Insurance Q&A
Car Insurance After a Speeding Ticket: 2026 Rates
We model one speeding conviction at 24% above a clean record, which is $346 a year on the national average and $478 in Florida. Nort…
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Car Insurance Q&A
Pay Car Insurance Monthly or Annually? The Math
Paying annually is almost always cheaper. But the question of whether to pay car insurance monthly or annually is really a borrowing…
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Car Insurance Q&A
Car Insurance After Reckless Driving: What Now
We model one reckless driving conviction at 65% above a clean record: $935 a year on the national average and $1,296 in Florida. Nor…
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Car Insurance Q&A
Multi-Car Insurance Discount: How Much You Save
A multi-car insurance discount typically takes 10% to 25% off a two-car policy, worth $208 to $997 a year depending on your state. T…
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Car Insurance Q&A
Car Insurance After a License Suspension
Car insurance after a license suspension is not one bill. It is three meters running at once. The state charges $40 to $125 to hand…
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Car Insurance Q&A
Car Insurance When Moving to Another State
Your policy does not move with you. Every state we checked requires a policy issued in that state before it will register your car…
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