DollarVisor blog
The DollarVisor Blog
Short guides that answer one money question at a time, across insurance, credit cards, loans and investing.
400 guides (page 6)
Loans
15-Year vs 30-Year Mortgage: The Real Math
The 15 year vs 30 year mortgage choice comes down to the payment. Take the 15-year if you can cover it without straining. On a $400…
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Loans
FHA vs Conventional Loan: Which Costs Less?
The fha vs conventional loan answer is decided by your credit score, not your down payment. Below about 720, FHA costs less every mo…
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Credit Cards
Discover it vs Capital One Quicksilver (2026)
Take the Discover it Cash Back for year one. Cashback Match doubles everything you earn, and no realistic Quicksilver year beats tha…
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Credit Cards
Amex Blue Cash Preferred vs Blue Cash Everyday
Take the Blue Cash Preferred. The average household in every large US metro already buys enough groceries to clear the $95 fee, and…
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Credit Cards
Capital One Venture X vs Chase Sapphire Reserve
Take the Capital One Venture X unless dining and direct-booked travel are more than about 40% of your card spending. The Venture X c…
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Credit Cards
Chase Sapphire Reserve vs Amex Platinum (2026)
Take the Chase Sapphire Reserve. Both cards hand back roughly the same money in credits once you discount the ones you will never us…
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Credit Cards
Chase Freedom Unlimited vs Discover it (2026)
Chase Freedom Unlimited vs Discover it is a timing question, not a rate question. Take the Discover it Cash Back for year one. Its f…
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Credit Cards
Citi Double Cash vs Wells Fargo Active Cash
Both cards pay 2% on everything and charge no annual fee, so the earn rate is a tie. The Wells Fargo Active Cash wins for most peopl…
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Credit Cards
Amex Gold vs Chase Sapphire Preferred (2026)
Take the Chase Sapphire Preferred. On an average US household budget it returns about $586 a year against a $95 fee, and it does tha…
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Credit Cards
Chase Sapphire Preferred vs Capital One Venture
Both cards charge $95 a year. The Capital One Venture wins for most people, because its flat 2X miles beat the Sapphire Preferred's…
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Insurance
Colorado Springs Car Insurance: What Locals Actually Pay
Budget about $1,453 a year, or roughly $121 a month, for Colorado Springs car insurance. That is Colorado's 2023 average expenditure…
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Insurance
Tucson Car Insurance: What Locals Actually Pay
Budget about $1,344 a year, or roughly $112 a month, for Tucson car insurance. That is Arizona's 2023 average expenditure per insure…
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Insurance
Albuquerque Car Insurance: What Locals Actually Pay
Budget about $1,082 a year, or roughly $90 a month, for Albuquerque car insurance. That is New Mexico's average expenditure per insu…
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Insurance
Las Vegas Car Insurance: What Locals Actually Pay
Budget about $1,461 a year, or roughly $122 a month, for Las Vegas car insurance. That is Nevada's average expenditure per insured v…
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Insurance
Denver Car Insurance: What Locals Actually Pay
Budget about $1,453 a year, or roughly $121 a month, for Denver car insurance. That is Colorado's average expenditure per insured ve…
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Insurance
Phoenix Car Insurance: What Locals Actually Pay
Budget about $1,344 a year, or roughly $112 a month, for Phoenix car insurance. That is Arizona's average expenditure per insured ve…
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Insurance
Portland Car Insurance: What Locals Actually Pay
Budget about $1,170 a year, or roughly $98 a month, for Portland car insurance. That is Oregon's average expenditure per insured veh…
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Insurance
Seattle Car Insurance: What Locals Actually Pay
Budget about $1,152 a year, or roughly $96 a month, for Seattle car insurance. That is Washington's average expenditure per insured…
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Insurance
Sacramento Car Insurance: What Locals Actually Pay
Budget about $1,223 a year for Sacramento car insurance. That is California's average expenditure per insured vehicle in 2023, and C…
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Insurance
Fresno Car Insurance: What Locals Actually Pay
Budget about $1,223 a year for Fresno car insurance. That is California's average expenditure per insured vehicle in 2023, and Calif…
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Insurance
San Francisco Car Insurance: What Locals Actually Pay
Budget about $1,223 a year for San Francisco car insurance. That is California's average expenditure per insured vehicle in 2023, an…
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Insurance
San Jose Car Insurance: What Locals Actually Pay
San Jose car insurance costs what the rest of California costs. Californians spent an average of $1,223.16 per insured vehicle in 20…
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Insurance
San Diego Car Insurance: What Locals Actually Pay
San Diego is the best-placed big city in California on the two things state law actually lets insurers weigh: income and miles drive…
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Insurance
Los Angeles Car Insurance: What Locals Actually Pay
Los Angeles car insurance feels expensive because Los Angeles paychecks are smaller than the state's, not because California charges…
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